Strong financial infrastructure depends on clarity, accountability, and disciplined execution. The 2026 Fintech Awards recognise organisations delivering exactly that across funding, regulatory technology, cross-border payments, and digital financial services. This year’s Winners and Finalists reflect measurable commercial performance, intelligent product development, and sustained customer trust.

Our 2026 Fintech Awards Winners

Sustained commercial momentum and disciplined capital deployment position Juice Ventures as Fintech Business of the Year. Combining non-dilutive Smart Growth Capital with data-led Insights, Juice has scaled its loan book significantly while maintaining transparent pricing and responsible underwriting standards. Strong ARR growth and substantial committed capital reflect a funding platform built around predictability and long-term SME confidence.

Clear strategic leadership grounded in lived SME experience earns Binq Director of the Year. By integrating open banking data with AI-driven analysis and accessible human support, Binq delivers real-time operational insight to business owners. Early profitability and strong adoption demonstrate both market demand and disciplined execution.

Empowering millions of consumers to understand and improve their credit profile secures TotallyMoney Fintech Leader of the Year. Offering the UK’s only fully free live credit report alongside open banking-driven affordability insights, the platform has delivered measurable credit score improvements and high customer engagement, underpinned by visible leadership and workplace recognition.

Advanced SME lending infrastructure defines Fleximize as LendTech of the Year. Its proprietary underwriting systems, integrated fraud controls, and scalable digital application journey have enabled substantial lending growth while improving portfolio performance and reducing severe arrears. The result is faster access to funding supported by structured risk management.

Collaborative regulatory technology secures REGnosys RegTech of the Year. Through its Rosetta platform and leadership within Digital Regulatory Reporting initiatives, REGnosys enables financial institutions to embed machine-readable regulatory logic directly into reporting systems, reducing duplication and strengthening global compliance processes.

Transforming complex governance workflows into intuitive digital processes earns Ruleguard Best Customer Experience. By centralising significant event management within a structured platform, Ruleguard has strengthened oversight, reduced administrative burden, and achieved strong senior stakeholder adoption.

Comprehensive treasury infrastructure delivered through a single platform positions Neo as Best Cross-Border Payment Solution. With fully registered IBAN accounts, competitive FX pricing, and SWIFT connectivity, Neo enables corporates to manage international payments and risk exposure efficiently while maintaining strong transaction volumes and profitability.

A globally scalable mobile experience secures Grey Best Fintech App. Providing multi-currency virtual accounts and competitive FX conversion for freelancers and digital businesses, Grey has expanded across multiple continents while maintaining regulated infrastructure partnerships and operational reliability.

Transparent wholesale FX access combined with AI-enabled risk advisory tools earns MillTech the Fintech Innovation Award. By delivering direct access to tier-one liquidity alongside structured risk modelling and cost transparency, MillTech provides asset managers and corporates with enhanced visibility and execution control.

Real-exchange execution within the crypto proprietary trading sector secures HyroTrader Fintech Startup of the Year. By aligning firm and trader outcomes through genuine liquidity access and rapid payout cycles, HyroTrader has built a growing global community supported by transparent performance reporting.

Building a unified payment ecosystem that integrates acquiring, mass payouts, and cross-border accounts earns PayDo the Business Growth Award. Scaling transaction volumes into the billions while securing direct memberships with major payment networks reflects operational resilience and infrastructure ownership.

Investment in structured development, employee retention, and collaborative client engagement positions Imaginera as Fintech Employer Award winner. Through strategic leadership and continued product evolution, Imaginera demonstrates how internal culture supports sustained innovation.

Providing genuine GBP bank accounts, transparent mid-market exchange rates, and fixed-fee transfers secures Africhange Best Fintech Website / Platform. Built to serve immigrant and expat communities, the platform combines regulated banking infrastructure with cost clarity and inclusive financial access.

2026 Fintech Awards Finalists

• Gains App – Fintech Innovation Award
• TotallyMoney – LendTech of the Year
• SSV Smart Pay – Best Fintech App, Fintech Startup of the Year
• kyc solution™ – Business Growth Award
• Imaginera – Director of the Year
• Hands In – Best Customer Experience
• myPOS – Fintech Business of the Year
• NVAbroke – Best Fintech Website / Platform
• REGnosys – Fintech Employer Award
• DNYC Ltd – Fintech Leader of the Year
• Fleximize – RegTech of the Year
• Africhange – Best Cross-Border Payment Solution

Strengthening Financial Infrastructure Through Discipline and Clarity

Across this year’s Fintech Awards, the defining theme is structured growth built on accountability. Many of our Winners are deploying real-time data to improve underwriting quality, streamline compliance processes, and enhance operational visibility without compromising governance or customer protection.

We also see sustained investment in infrastructure ownership, regulated partnerships, transparent pricing models, and internal culture. Growth in lending volumes, transaction throughput, and customer adoption is matched by measurable improvements in risk management and service delivery. The 2026 Fintech Awards celebrate organisations demonstrating that financial technology can scale responsibly when execution, clarity, and long-term thinking remain central.